We are an in-network provider for most major PPO’s. We work with insurance providers to get the benefits you are covered for.  With the help of Orthofi we will verify your benefits for you so you don’t have to.   As a preferred provider, our patients enjoy high quality care at an affordable cost.  Below is a list of all the major companies we are in-network with.  If you do not see insurance listed, please call our office and we can look into benefits for you.

  • Aetna PDN
  • Anthem/Unicare 100/200/300 Specialist
  • Anthem/Unicare Traditional
  • Careington 501
  • Careington Care Series POS
  • Careington Platinum
  • Careington Platinum POS
  • Cigna DPPO
  • Connection Dental PPO
  • DBP/UHC National PPO
  • Delta DPO/PPO
  • Delta Premier
  • Dental Network of America
  • Guardian DentalGuard
  • Metlife PDP
  • Sunlife Dental Network
  • United Concordia NFFS

How does orthodontic insurance work?

There is a wide variety of agreements between insurance carriers and their subscribers, and each contract provides a different benefits for orthodontics. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. Customarily, this benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached.

How does this office assist you with insurance?

We are more than happy to review your insurance to determine the appropriate course of action and make sure your benefits are maximized. For your convenience, we will submit both predetermination and initial insurance claims pertaining to charges for care rendered in our office. We also can provide documentation for flex spending accounts.


Dr. Desai and our entire team are committed to providing exceptional orthodontic treatment with world-class customer service.  We strive to remove obstacles that stand in the way of our patients getting the smile they deserve. To this extent, we have partnered with OrthoFi, a company that makes paying for orthodontic treatment more accessible.  Through OrthoFi, we now have the ability to offer you a customizable financial arrangement with low down payments and flexible financing that allows you to choose monthly payments that fit your family budget.  OrthoFi will also manage the insurance billing process for our office to ensure that your benefits are maximized. If you have any questions, you may contact our office or reach OrthoFi’s Customer Support ( or 877-766-5220).  You will receive an email prior to your first visit from this company asking for you to fill out a medical history and insurance information.